Last November, we let our readers in on one of our favorite dirty little secrets about Black Friday: Anyone can get almost anything at its Black Friday price well before Black Friday.
In our post Get Those Black Friday Deals – Before Black Friday, we pointed out how savvy shoppers can use credit card price matching programs to avoid the crowds and score doorbusters early without leaving the comfort and warmth of their own homes. The gist is that if you know what the Black Friday price will be, and can offer proof of that price, select credit cards will refund you the difference.
If this sounds like an appealing strategy to you, then the best time to make sure at least one of those credit cards is in your wallet come November is right now.
Trust me, you didn’t want to learn about this time and money saving strategy the week before Black Friday, when it would be too late to get approved and for your card to arrive in the mail. Summer is the perfect time to apply. Plus, if the card you choose requires a minimum spend over three months, as so many of the better rewards cards do, your points will hit your account just in time to use them for holiday travel, saving you even more money.