Just a few years ago, layaway programs were not in favor with most retailers.
The payment program had fallen out of favor with the vast majority of shoppers, and only a few retailers thought layaway was worth the time and hassle to keep it alive.
However last year, layaway programs made a strong comeback among many retailers, especially Sears and K-mart, when they declared their National Layaway Week to help kick off the 2011 holiday shopping season. This year layaway programs are in high demand with stores, some programs even started early as September this year. Layaway competition is fierce this year, as major retailers like Toys R Us and Walmart have been heavily advertising their layaway programs leading up to the 2012 holiday season.
Earlier in September, Toys R Us announced that they would waive fees making its layaway service free for shoppers until October 31, but now the retailer has now decided to extend their layaway plan to December 16th due to seeing its popularity with customers. Walmart and K-mart both ante up their layaway programs as well. K-mart waived fees for shoppers and Walmart reduced their upfront fee from $15 to $5. Since the American economy is still putting a serious burden on American family incomes, retailers are hoping to make the holiday months easier, offering you several layaway options this year. Like last year, we’ve listed several stores and their layaway plans to aid you in purchasing your holiday items over time. Most of the stores are similar to last year, but some stores have changed their fees from last year due to the high popularity of layaway this year.










